At FinancialEdge.net, our highest priority is to maintain our clients’ trust and confidence. As our client, we want you to know that FinancialEdge.net is committed to protecting the confidentiality of your personal financial information. Client confidentiality is a professional obligation that is of utmost importance to us. This notice is a description of FinancialEdge.net’s policies for protecting our clients’ personal financial information.
FinancialEdge.net collects certain nonpublic personal information from our clients in connection with providing investment advisory services. We use this information to identify our clients, to protect and administer client accounts and records, to help us provide superior services to our clients and to comply with applicable laws and regulations. Information is collected from:
Account Applications (including name, address, social security numbers, income, assets, investments); Client Transactions (with us and others with whom we work to provide you with diverse financial products and services); and Verification Processes (with regard to your application, including current or past employers, financial institutions, credit reporting agencies, etc.).
Protection of Your Non-Public Personal Information.
It is important to FinancialEdge.net to keep your confidential information secure. We restrict access to your nonpublic personal information to only those employees and agents who need to know that information in order to develop, support, offer and provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information and we regularly update these safeguards as necessary to respond to changing requirements and advances in technology. In addition, for employees who leave the firm, we take security precautions to help ensure your information remains protected. For more information, please contact us.
We do not sell, share, transfer or disclose your nonpublic personal information to nonaffiliated third party marketing companies (i.e. companies that market their own or other companies’ services to you on an unsolicited basis). In the event that FinancialEdge.net desires to sell, share, transfer, or otherwise disclose nonpublic personal information about a consumer to or with any nonaffiliated third party marketers, we are required to first obtain your explicit prior consent on a separate form, statement or writing that clearly and conspicuously describes the effect of signing and gives you the opportunity to consent to iFinancialTeam’s sharing such information with nonaffiliated third parties.
However, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf, or to other financial institutions with whom we have agreements to perform certain services in relation to your account. All of these companies are contractually obligated to keep the information that we provide to them confidential and to use the information only for the services required and allowed by applicable law or regulation. These companies are not permitted to share or use the information for any other purpose.
Please note that nothing prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to provide required services to your account with us. For example:
FinancialEdge.net may disclose nonpublic personal information about you in connection with the transfer of your account to another financial institution at your request or the request of your representative.
In addition, iFinancialTeam may disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information necessary to process transactions on your behalf, to conduct our operations, to follow your instructions as you authorize, or to protect the security of our financial records.
As we provide services to you, we are permitted by law to share nonpublic personal information within our company and with affiliates relating to our transactions or experience with you, including, but not limited to account balances or payment history.
If you close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.